“Hey!  How’s the Market?”

As a busy Real Estate Professional, I hear this daily!

“Has it Slowed Due to Mortgage Rates?”

It has been different than the last 6 years for sure.  The Fall and Winter of 2025/2026 was slow….but Real Estate is cyclical.  In My career I have been through the ups and downs, the good and the bad and still come out of the year with an award.  Last year was my second best year  (the first being covid craziness).  The down times there is still movement in Real Estate.

This is when thinking ‘outside of the box‘ helps make Homeownership Dreams a Reality!

PSST…..I have something to tell you!

Here is a wonderful secret I will share with you.   When mortgage rates go up, the public gets scared.  That means less on the market (especially those that are just testing the waters – not needing to Sell).   The homes on the market are homes that need to sell for one reason or another.  So, wait until rates go down to Buy?  Why?  The extra amount you pay in interest you will save overall and gets you into Home Ownership.

Think about that statement……

Homes on the market with the public afraid to move forward…..We (My spouse and I) bought our first home in uncertain times.  The mortgage rate was almost 7% (yes different times – however income to purchase price was very comparable).  What did I learn?  The extra interest that we paid in the first 5 years means nothing now.  It got our feet in the Real Estate Market, added stability to our family, and got us out of paying a Landlord’s Mortgage!   Paying yourself first allows you to build Equity and Wealth!

No Down Payment?

Send me a text or an email for a meeting to get you on the right path.    An hour of your time might mean a change in direction for you and you future.

I hope to hear from you soon!

Contact Elizabeth via text (613-266-0641) or via email elizabeth.laplante@century21.ca to book a no obligation meeting to get you started!